| Job Title: |
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Credit Officer |
| Category: |
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Accounts |
| Job For: |
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Student |
| Total Positions: |
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35+ |
| Job Location: |
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Islamabad, Faisalabad, Gujranwala, Hyderabad, Karachi, Lahore, Mardan, Multan, Peshawar, Quetta, Rawalpindi, Sargodha, Sialkot, Sukkur, Abbottabad, Attock, Bahawalpur, Chakwal, Dera Ghazi Khan, Gujrat, Jehlum, Jhang, Kohat, Larkana, Muzaffarabad, Nawab Shah, Rahimyar Khan, Sahiwal, Sheikhupura, Vehari, Mian Walli, Swat, Makran, Makran |
| Gender: |
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No Preference |
| Minimum Education: |
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Bachelors |
| Degree Title: |
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Bachelors |
| Career Level: |
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Experienced Professional |
| Minimum Experience: |
|
2 Years |
| Salary Range: |
|
PKR 0 to 0 per Month |
| Apply By: |
|
May 15, 2016 |
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| Job Description: |
MCB is home to an exclusive group of committed and dedicated individuals. Who with their hard work, honesty, innovation and teamwork, contribute towards our success. We require qualified and motivational professionals whose work ethic is based on hard work and diligence, to fill the position of Credit Officer.
The role is responsible in handling asset / credit portfolio of the branch under the supervision of credit manager or branch manager. It assists in evaluating, screening and drafting proposals based on strict guidelines and ensures decisions are in line with the risk management policies by maintaining the turnaround time and quality of decision making to agreed standards. Provide assistance and implement sales strategies for managing asset and credit portfolio of the branch and achieving new-to-bank growth targets (increasing volume of asset portfolio) while observing strict compliance of credit manual, SBP policies, circulars, KYC / AML policies and procedures.
- Selling of asset products to new-to-bank clients after evaluating financial risks and obtaining legal advice to achieve asset sales targets.
- Carry out the valuation of properties for liquidation by following bank’s defined procedures
- Commence the credit initiation process by gathering information and drafting credit proposals, to ensure credit decision making is in line with credit policies, SBP, Prudential Regulations and overall business objectives.
- Prepares credit approvals for customer by ensuring credit applications are correctly prepared in accordance with the bank’s policies.
- Ensures there is no security shortfall and the credit proposal is complete for disbursement of all finances as per credit manual / circulars.
- Monitors performance through MIS reports and presents results to management at regular intervals for watch list accounts with follow-ups for recoveries & handling of classified finances by issuing legal notices.
- Timely preparation & submission of all required credit statements & CRMIS data to improve the credit process and provide marketing support to credit products.
- Balancing of all related GL heads & books to ensure the balances are in line with the number of transactions done.
Experience:
Credit experience of min. 02 years. Currently working as Credit Officer.
Note:
- Please carefully provide updated contact details i.e. Name address, phone No, and email address etc. for future correspondence.
- Keep visiting your email Inbox/MCB website for further updates.
Important Note:-
Only short listed candidates will be intimated through Calls / SMS / e-mail for interviews. |
| Company Information |
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Company Name: MCB Bank Limited
Company Description:
MCB Bank Limited, with more than 60 years of experience as one of the leading banks in Pakistan, was incorporated on July 9 in 1947. The bank has journeyed remarkable tenure of more than half a century of competitively edged and well positioned heights of success by deploying quality banking, heads on technological developments, professionally leading management and prudent and ethical work methodologies. MCB was nationalized along with other private banks in 1974 as part of Government of Pakistan's economic reform movement and was later privatized to Nishat Group lead consortium in 1991.
Since privatization, MCB's growth has been phenomenal. Today, MCB in one of the largest foreign banks in Sri Lanka, the first bank in Pakistan to launch Global Depository Receipts (GDR) in 2006, has strategic foreign partnership with Maybank of Malaysia which holds 20% shares in MCB through its wholly owned subsidiary Mayban International Trust (Labuan) Berhad since 2008, has international indirect regional presence in Dubai (UAE), Bahrain, Azerbaijan, Hong Kong and Sri Lanka and serving through a domestic network of over 1,130 branches and 600 ATMs across Pakistan with a customer base of 4.5 million (apprx.)
MCB is reputed as one of the most sound financial institution and as one of the leading banks in Pakistan with a deposit base of PKR. 462 bln (apprx.) and total assets of PKR 605 bln (apprx.). The bank is versed as one of the oldest and most responsible banks in Pakistan and has played pivotal role in representing the country on global platforms while being one of the few institutions that are recognised and traded in the international market.
The bank has also been acknowledged though prestigious recognition and awards by Euromoney, MMT, Asia Money, SAFA (SAARC), The Asset and The Asian Banker.
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