Team Leader – Islamic Microfinance  
NRSP Microfinance Bank Limited   More jobs from this company

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Job Title:   Team Leader – Islamic Microfinance
Category:   Operations
Total Positions:   8
Job Location:   Burewala, Hasilpur, Jehanian, Mian Chunnu, Nankana Sahib, Pasroor, Wazirabad, Yazman Mandi
Gender:   No Preference
Minimum Education:   Bachelors
Degree Title:   At least Bachelor’s Degree from HEC recognized institute.
Career Level:   Experienced Professional
Minimum Experience:   3 Years
Salary Range:   PKR 0 to 0 per Month
Apply By:   Feb 3, 2019
     
     
 
Job Description:

We are seeking applications for the position of Team Leader - IM. Interested candidates meeting the following criteria are encouraged to apply online.

Job responsibilities:

  • Scrutinize and verify information, documents, collateral and other detail regarding applicants as narrated in the financing agreement.
  • Ensure genuineness of finance requirement, business, applicant, guarantor and collateral to ensure that loan will not be hijacked or misused.
  • Guide and support branch team members in execution of day to day credit, recovery and default management procedures / practices.
  • Regularly assess client’s repayment capacity (whether performing, nonperforming or written off loans) through re-analysis of loans status of current business, assets, collateral and activities of guarantors (replacement of guarantors) including social behavior.
  • Visit vendors / collateral evaluators to check their credibility and worthiness.
  • Conduct portfolio quality level negotiations at branches, analyzing past performance in terms of target achievements and loan losses, and propose workable proposals / solutions for adoption.
  • Follow up on delinquent portfolio and ensure recovery benchmarks are achieved.
  • Coordinate with branch sales team to ensure that product wise default ceilings and recovery efficiencies are maintained as per annual bank strategies / benchmarks.
  • Review and provide feedback to area coordinators on portfolio quality performance of respective branch.
  • Implementation of recovery & default management strategies and action developed by portfolio quality team within respective branches.
  • Create and share recovery & develop reports with area coordinators.

Qualification:            At least Bachelor’s Degree from HEC recognized institute.

Experience:                Minimum 3 Years relevant experience

Job Location:            Yazman, Jahnaian, Mian Chinu, Burewala, Hasil Pur,Wazirabad, Shahkot, Pasror


Company Information
 
Company Name:  NRSP Microfinance Bank Limited
Company Description:
NRSP Microfinance Bank Limited (NRSPB) commenced its operations in March 2011 from Southern Punjab. It has a countrywide license to offer microcredit, deposit and other banking services to its customers and currently provides demand-driven financial services to low-income markets in 23 districts of Pakistan. These services prioritize rural and poor clientele but are also offered to an array of urban and rural customers and institutions, forming a diverse socio-economic client base.

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