Job Title: |
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Team Leader – Islamic Microfinance |
Category: |
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Operations |
Total Positions: |
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8 |
Job Location: |
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Burewala, Hasilpur, Jehanian, Mian Chunnu, Nankana Sahib, Pasroor, Wazirabad, Yazman Mandi |
Gender: |
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No Preference |
Minimum Education: |
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Bachelors |
Degree Title: |
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At least Bachelor’s Degree from HEC recognized institute. |
Career Level: |
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Experienced Professional |
Minimum Experience: |
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3 Years |
Salary Range: |
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PKR 0 to 0 per Month |
Apply By: |
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Feb 3, 2019 |
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Job Description: |
We are seeking applications for the position of Team Leader - IM. Interested candidates meeting the following criteria are encouraged to apply online.
Job responsibilities:
- Scrutinize and verify information, documents, collateral and other detail regarding applicants as narrated in the financing agreement.
- Ensure genuineness of finance requirement, business, applicant, guarantor and collateral to ensure that loan will not be hijacked or misused.
- Guide and support branch team members in execution of day to day credit, recovery and default management procedures / practices.
- Regularly assess client’s repayment capacity (whether performing, nonperforming or written off loans) through re-analysis of loans status of current business, assets, collateral and activities of guarantors (replacement of guarantors) including social behavior.
- Visit vendors / collateral evaluators to check their credibility and worthiness.
- Conduct portfolio quality level negotiations at branches, analyzing past performance in terms of target achievements and loan losses, and propose workable proposals / solutions for adoption.
- Follow up on delinquent portfolio and ensure recovery benchmarks are achieved.
- Coordinate with branch sales team to ensure that product wise default ceilings and recovery efficiencies are maintained as per annual bank strategies / benchmarks.
- Review and provide feedback to area coordinators on portfolio quality performance of respective branch.
- Implementation of recovery & default management strategies and action developed by portfolio quality team within respective branches.
- Create and share recovery & develop reports with area coordinators.
Qualification: At least Bachelor’s Degree from HEC recognized institute.
Experience: Minimum 3 Years relevant experience
Job Location: Yazman, Jahnaian, Mian Chinu, Burewala, Hasil Pur,Wazirabad, Shahkot, Pasror |
Company Information |
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Company Name: NRSP Microfinance Bank Limited Company Description: NRSP Microfinance Bank Limited (NRSPB) commenced its operations in March 2011 from Southern Punjab. It has a countrywide license to offer microcredit, deposit and other banking services to its customers and currently provides demand-driven financial services to low-income markets in 23 districts of Pakistan. These services prioritize rural and poor clientele but are also offered to an array of urban and rural customers and institutions, forming a diverse socio-economic client base.
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